FINANCIAL AID

CT Culinary Institute has a full-time Financial Aid Office available to help students who qualify with financing their education. Our Financial Aid Advisors will assist each applicant in determining the amount and type of financial aid they qualify for.

Access our electronic financial aid office >>

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Types of Financial Aid Available to Students

Federal Stafford Loans (Subsidized)

These low-interest loans are made to students attending school at least half-time by a lender such as a bank, credit union, or savings and loan association. The loans are based on financial need and must be repaid. The loan is interest free until it goes into repayment six months after the student's last day of attendance.

Federal Stafford Loans (Unsubsidized)

These low-interest loans are generally made to "independent" students attending school at least half-time by a lender such as a bank, credit union, or savings and loan association. Students do not have to demonstrate financial need to obtain this loan. Although the loan goes into repayment six months after the student's last day of attendance, interest begins accruing as soon as the funds are disbursed.

Federal PLUS Loans

These loans enable parents without adverse credit to borrow for each "dependent" student enrolled at least half-time. Similar to Federal Stafford Loans, a lender such as a bank, credit union, or savings and loan association makes these loans. The yearly loan limit is your cost of attendance, minus any other financial aid you receive. Generally, repayment begins within 60 days after the loan is fully disbursed.

Federal Pell Grants

Federal Pell Grants are need-based awards that do not have to be repaid. The award amount varies depending on a student's eligibility. Students should apply for Pell Grants in each award year they attend.

FSEOG (Federal Supplemental Educational Opportunity Grants)

For students with exceptional financial need; priority is given to Federal Pell Grant recipients; funds depend on availability at the school.

Federal Work-Study Program

The Federal Work-Study Program allows eligible students with financial need to work part-time to help pay education expenses. Awards depend on when you apply, your level of need and the availability of funds.

Other Educational Aid

Other sources of funds may be available to students who qualify including private loans and scholarships. Information is available in the Financial Aid Office.

Access our electronic financial aid office >>

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